Please use the following links to get started with your application, then an adviser will follow up with you and provide a recommendation.
To arrange a consultation or speak to an adviser, please fill in the contact form.
An independent mortgage broker offering compliments our financial planning process.
Our lending services are suitable for clients with loan requirements ranging from residential property funding through to property portfolio arrangements such as buy to let and commercial project funding.
The service offers independent mortgage advice covering whole of market research. The firms advisers are qualified to the highest level obtainable in the United Kingdom, this therefore complements clients that we look after with regard to lending facilities.
The mortgage advice process plays a fundamental part of the firms main client offering, Financial Planning Service. Where it supports monitoring, analysis and arrangement of client liabilities, such as loans and mortgages (including Equity Release).
• Initial discussions and ongoing support.
• Obtain full details of applicants, including income and expenditure.
• Assessment, including affordability.
• Research, from the whole market.
• Proposal, presenting the chosen lending option.
• Implementation, including agreement in principle and applications.
• Security protection, proposals for insuring your property and any contents (e.g home).
• Personal & family protection, proposals for insuring exposures to debt (e.g income, life & health).
• Communication, liaising with any third parties such as trustees, solicitors and estate agents.
• Case tracking, monitoring and lending support until completion.
The Financial Planning Service “FPS” is the firms main offering to clients. This is a full financial planning package aimed at clients who wish to consider all aspects of their financial life. The mortgage process forms just one part of this multi faceted offering.
Complex lending scenarios are situations such as capital raising, second charges, impaired credit.
This caters for the additional administration required when dealing and arranging complicated lending scenarios. For example these could be but are not limited too, capital raising, second charges, impaired credit. We also offer Business & Commercial Lending, fees are charged at 1% of the loan amount.
Loans for investment property portfolios, businesses and commercial property. Typical securities would be larger buy to let portfolios, owner occupant business premises such as offices and warehouses and / or commercial property investment.
Initial introductions are at our cost so get in touch and speak to a planner, we would love to hear from you.
We can discuss the relevant steps and provide more detailed information about the services we offer, how they are relevant to your situation and we can maybe work in partnership to formulate a plan that will start you on the right financial journey.